Local Retail

Become a Shubhdhanam Local Retail Partner — Turn Your Store into a Loan Assistance Hub

Turn your shop into a loan assistance point. Earn more, attract new customers, and grow with zero investment—powered by Shubhdhanam.

 

Our Promise

At Shubhdhanam, we believe that:

  • “Loan ho shubh, toh sahi me tarakki ho khoob!” When you offer quality loan services to your community, true progress and prosperity follow both for your customers and your business. Our commitment is to ensure your growth as much as ours.

Embark on a rewarding journey where financial empowerment meets business excellence. Join the Shubhdhanam Local Retail Partner Program today and unlock endless benefits that will drive your store’s success and community upliftment.

What is Local Retail Partner

A Shubhdhanam Local Retail Partner is a dedicated local business owner or retail outlet that connects community customers to our comprehensive loan services. As our partner, you will:

  • Facilitate Lending: Introduce trustworthy, easy-to-access loan services via a simple QR-coded process in your store.
  • Earn Dual Incomes: Benefit from a direct commission payout for every successful referral as well as additional royalty bonuses.
  • Drive Footfall & Sales: Every customer who disburses a loan through your channel earns an exclusive voucher, redeemable only at your shop—ensuring repeat visits and enhanced business growth.
  • Boost Community Growth: By helping your neighbors access funds quickly and conveniently, you become a key pillar of community empowerment.

How to Become a Shubhdhanam Local Retail Partner

Register effortlessly through our digital form or visit your nearest center for quick offline enrollment

Online Registration:

  • Visit our Become a Partner page.
  • Complete the user-friendly digital registration form.
  • Securely upload the required documents.
  • Receive an instant confirmation and details about the next training session via email.

Physical Registration:

  • Visit any of our registered enrollment centers.
  • Fill out a simple application form.
  • Hand over the photocopies of required documents to our representative.
  • Get your welcome kit on the spot and start your journey with Shubhdhanam

Registration Process & Eligibility

Step-by-Step Local Retail Partner Registration

  • Fill out the registration form (either online or physically).
  • Provide details such as your name, store address, contact information, and type of business.
  • Proof of Identity: PAN card, Aadhaar card, or any government-issued ID.
  • Business Verification: Shop registration certificate, GST certificate, or equivalent proof of retail business.
  • Address Proof: Recent utility bills or rental agreement for your store premises.
  • Must be a registered retail business or shop owner actively serving a local community.
  • Demonstrated customer engagement and a genuine interest in facilitating financial solutions for local residents.
  • Willing to undergo a brief training session to understand our systems and best practices.
  • Attend a concise, hands-on training session where you learn about our digital tools and QR scanning system.
  • Understand the lead referral and verification process to ensure smooth operations.
  • Interact with our support team for continuous guidance.
  • Once your application and documents are verified, you will be officially onboarded as a Shubhdhanam Local Retail Partner.
  • You will receive your partner kit, which includes your unique QR code, marketing brochures, and a dashboard link for real-time referral tracking.

Training & Support

At Shubhdhanam, we believe in setting you up for success. Our training program covers:

Benefits & Perks of Partnering with Shubhdhanam

Unlock a World of Benefits and Perks

  • Direct Payouts: Earn a fixed commission for every successful loan referral.
  • Royalty Bonuses: Enjoy additional rewards based on your monthly performance and transaction volume.
  • With our QR scanning solution, your customers can quickly register for loans, and every disbursement earns them a voucher.
  • These vouchers, redeemable exclusively at your shop, drive repeat business and improve customer loyalty.
  • Our seamless online and physical registration process ensures that you can get on board quickly.
  • Every step, from training to empanelment, is designed with clarity and professionalism.
  • Participate in special campaigns (festive season bonuses, additional flat payouts for high-ticket loans, etc.).
  • Get recognized as a top performer with awards and gift vouchers.

Be the first in your local community to leverage innovative tools that simplify referral management and tracking.

Join our network at zero cost. There’s no fee to get started—just your passion and commitment to serving your community. We believe in empowering you without any financial burden upfront

The financial services sector is booming. By partnering with Shubhdhanam, you become part of an industry with enormous growth potential. This is your opportunity to tap into a market that’s reshaping local communities with accessible loan solutions.

  • We celebrate success. Outstanding partners will be recognized through awards and special recognition programs, boosting your credibility and adding prestige to your retail brand. Earn accolades that highlight your excellence as a community leader.

Documents Required for Local Retail Partner

To join Shubhdhanam as a Local Retail Partner, you’ll just need to provide a few basic details during registration—whether you’re an individual or representing a firm.

FAQs

Shubhdhanam is India’s first DSA to empower local retail shop owners by integrating them into the financial services industry. As a Local Retail Partner, you help introduce customers to our hassle-free loan services through a seamless QR-code-based process. You earn dual income streams—direct payouts for each successful referral plus royalty bonuses—while also enabling customers to earn exclusive vouchers redeemable only at your store. Our tagline, "Loan ho shubh, toh  tarakki ho khoob!", reflects our commitment that with good loans, true progress follows.

Any registered retail business or shop owner actively serving customers can apply. You must have a valid business registration and a willingness to help customers access ethical financial solutions.

  • Earn Dual Income: Direct payouts + royalty bonuses.
  • Increase Sales: Customers get vouchers redeemable at your store.
  • No Investment Required: Join for free, no hidden fees.
  • Join a High-Growth Industry: Be part of India’s financial revolution.
  • Awards & Recognition: Get rewarded for top performance.
  • Easy Process & Guaranteed Success: QR-based system, real-time tracking, and full support.
  • Online: Fill out the form on our Become a Partner page and upload documents.
  • Offline: Visit a registration center, submit documents, and get onboarded instantly.
  • Identity Proof: PAN card, Aadhaar card, or government ID.
  • Business Proof: GST certificate, shop registration, or equivalent.
  • Address Proof: Utility bill or rental agreement.
  • QR Scanner & Digital Tools: Learn how to refer customers easily.
  • Customer Engagement: Best practices for introducing loan services.
  • Process Overview: Step-by-step guidance on referrals and payouts.
  • Ongoing Support: 24/7 hotline and WhatsApp group for assistance.
  • Customers scan your QR code to apply for a loan.
  • Once approved and disbursed, you earn a direct commission plus royalty bonuses.
  • Customers also receive vouchers redeemable at your store, increasing footfall.

You get access to a real-time dashboard to monitor referrals, payouts, and performance.

No, retail owners are not liable for customer EMI payments. Your role is only to refer customers ethically. However, if you suspect fraud or manipulation, you should report it.

By choosing Shubhdhanam, you are partnering with a program that not only rewards you fairly for every successful lead but also integrates innovative technology to make the process seamless. You gain membership to a high-growth industry without any upfront investment, receive dual income opportunities, participate in special awards, and ultimately drive repeat business through exclusive customer vouchers—all under the promise that "Loan ho shubh, toh tarakki ho khoob!"

Ready to transform your business and serve your community better?

Click here to register online, or locate your nearest registration center to get started. For further inquiries, contact us at loans@shubhdhanam.com or call +91-9172134844.

Partner with Shubhdhanam today—because when loans are shubh, tarakki is sure to follow!